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Best Retirement Planning Software Tools in 2026
We compared 2 retirement planning software solutions to help you find the right fit for your team.
Last updated: May 4, 2026 ยท Reviewed by Tim
All Retirement Planning Software Tools Compared
| Tool | Pricing | Key Features | Best For |
|---|---|---|---|
| Free Trial | Simple fill-in-the-blanks interfaceUnlimited investments and income streams | Individuals, couples, and financial professionals seeking retirement planning solutions | |
| Quote-Based | Impactful retirement strategiesSocial security claim optimization | Financial advisors and planners serving retirees and pre-retirees |
Torrid TechnologiesFree Trial
Individuals, couples, and financial professionals seeking retirement planning solutions
Simple fill-in-the-blanks interfaceUnlimited investments and income streams
CovisumQuote-Based
Financial advisors and planners serving retirees and pre-retirees
Impactful retirement strategiesSocial security claim optimization
What to Look For in Retirement Planning Software Tools
The pricing landscape for retirement planning software tools breaks down like this: 50% offer free trial pricing, 50% offer quote-based pricing. 50% offer free trials or free plans, allowing you to test the product before committing. Key features to compare include simple fill-in-the-blanks interface, unlimited investments and income streams, visual charts highlighting shortfalls. These tools serve a range of users. Matching the product to your actual workflow matters more than counting features.
Detailed Look at Top Retirement Planning Software Tools
Torrid Technologies
Free Trial
RetirementView software offers simple, visual retirement planning tools for consumers and financial advisors, compatible with Windows and Mac, enabling quick and comprehensive retirement projections. Notable: Mentioned in Forbes and used by financial advisors and consumers. Free trial available.
- Simple fill-in-the-blanks interface
- Unlimited investments and income streams
- Visual charts highlighting shortfalls
Covisum
Quote-Based
Covisum offers software solutions designed to help financial advisors create impactful retirement strategies, optimize social security claims, and provide client-friendly reports to grow their practice. Notable: More than 1,000,000 lives impacted. Pricing available upon request.
- Impactful retirement strategies
- Social security claim optimization
- Client-friendly reports
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Frequently Asked Questions
What is the best retirement planning software tool in 2026?+
Of the 2 tools we reviewed, Torrid Technologies has the most complete profile. RetirementView software offers simple, visual retirement planning tools for consumers and financial advisors, compatible with Windows and Mac, enabling quick and comprehensive retirement projections. Mentioned in Forbes and used by financial advisors and consumers. The best choice depends on your needs, team size, and budget.
Are there free retirement planning software tools available?+
Yes, 1 out of 2 tool offers free plans, freemium tiers, or free trials. Options include Torrid Technologies. They allow you to evaluate the product and its features before making a financial commitment.
What features should I look for in retirement planning software software?+
The most common features across retirement planning software tools include Simple fill-in-the-blanks interface, Unlimited investments and income streams, Visual charts highlighting shortfalls, Impactful retirement strategies. The actual differentiators tend to be how well the tool fits your specific workflow, how well it integrates with your existing tech stack, and the quality of customer support.
How did SaaS Choice evaluate these retirement planning software tools?+
We scored each tool on pricing transparency, feature completeness, target audience fit, and available social proof. Tools that provide clear pricing and audience information score higher.
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